CONTRACTOR INSURANCE REQUIREMENT SUMMARY
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Contract type
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Professional
Liability
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General
Liability
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Workers
Comp
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Auto
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SERVICES
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Professional
|
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Medical
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$1m/$2m
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$2m/$2m
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$1m
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$100/300/100
|
Consultants, Trainers
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|
0
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|
0
|
|
0
|
|
0
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Architects, Planners
|
|
10xContract$
|
|
10xContract$
|
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$500k
|
|
$100/300/100
|
Engineers
|
|
|
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|
|
|
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Load Bearing
|
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$1m/$2m
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$2m/$2m
|
|
$500k
|
|
$100/300/100
|
Non-Load Bearing
|
|
10xContract$
|
|
10xContract$
|
|
$500k
|
|
$100/300/100
|
Other Professionals, CPA'S
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$1m/$2m
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$1m/$1m
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$500k
|
|
$100/300/100
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TECHNICAL
|
|
|
|
|
|
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Low Risk
|
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0
|
|
10xContract$
|
|
$500k
|
|
$100/300/100
|
Medium Risk
|
|
0
|
|
$1m/$1m
|
|
$500k
|
|
$100/300/100
|
High Risk
|
|
0
|
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$2m/$2m
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$1m
|
|
|
|
|
|
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|
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GENERAL CONTRACTORS
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|
0
|
|
25xContract$
|
|
$500k
|
|
$100/300/100
|
|
|
|
|
|
|
|
|
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MAINTENANCE/REPAIR/CONSTRUCTION
|
Low Risk
|
|
0
|
|
10xContract$
|
|
$500k
|
|
$100/300/100
|
Medium Risk
|
|
0
|
|
25xContract$
|
|
$500k
|
|
$100/300/100
|
High Risk
|
|
0
|
|
50xContract$
|
|
$1m
|
|
$100/300/100
|
|
|
|
|
|
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TRANSPORTATION
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|
0
|
|
$1m/$1m
|
|
$500k
|
|
$500/1m/500
|
|
|
|
|
|
|
|
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LANDLORDS
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|
0
|
|
$1m/$1m
|
|
0
|
|
0
|
|
|
|
|
|
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EMPLOYMENT AGENCIES
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0
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|
0
|
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$500k
|
|
0
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